Pay Faster Next Time
Some banks need more info from your shopper before they can approve the payment. For example their account number or IBAN. To save your shopper time, Volt Checkout offers the option to save their details during our checkout. If the shopper returns, the details are already filled out and the shopper only has to confirm and continue. The details are kept safe on our servers and are only used for payments to the original merchant. If your shopper buys from somewhere else, we won’t have their details.
We use the
shopper.reference field from payment request to identify returning shoppers. When Volt recognises the shopper based on the
shopper.reference, the shopper will see the Volt Checkout already filled out and is ready to continue.
Volt only requires the
shopper.reference to recognise returning the shopper. But we recommend also providing first name, last name and email address for heightened security. This data is also used by Circuit Breaker for fraud prevention.
Which information is stored?
We store all details which we can to reduce friction for the shopper. This includes, account numbers, IBANs, bank or branch codes. We will not store data which is considered as access credentials, e.g. usernames or passwords.
The shopper must explicitly agree to their information being stored by selecting an opt-in checkbox. If a shopper doesn’t select the box, or subsequently deselects it, their details will not be saved or removed.
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