Bank Coverage
List for each country
Highlighted: Volt’s recommended countries for starting with Pay by Bank.
| Country | Bank Coverage | Bank List | Currencies Supported |
|---|---|---|---|
| Europe – SEPA (EUR) | |||
| 🇦🇹 Austria | 90-95% | csv download | EUR |
| 🇧🇪 Belgium | >99% | csv download | EUR |
| 🇨🇾 Cyprus | <50% | see full bank list | EUR |
| 🇩🇪 Germany | >99% | csv download | EUR |
| 🇪🇪 Estonia | >99% | csv download | EUR |
| 🇪🇸 Spain | 90-95% | csv download | EUR |
| 🇫🇮 Finland | 90-95% | csv download | EUR |
| 🇫🇷 France | 90-95% | csv download | EUR |
| 🇬🇷 Greece | <50% | see full bank list | EUR |
| 🇭🇷 Croatia | <50% | see full bank list | EUR |
| 🇮🇪 Ireland | >95% | csv download | GBP, EUR |
| 🇮🇹 Italy | 90-95% | csv download | EUR |
| 🇱🇹 Lithuania | 90-95% | csv download | EUR |
| 🇱🇺 Luxembourg | 75-90% | csv download | EUR |
| 🇱🇻 Latvia | 90-95% | see full bank list | EUR |
| 🇲🇹 Malta | <50% | see full bank list | EUR |
| 🇳🇱 The Netherlands | >99% | csv download | EUR |
| 🇵🇹 Portugal | 90-95% | csv download | EUR |
| 🇸🇮 Slovenia | 75-90% | csv download | EUR |
| 🇸🇰 Slovakia | <50% | see full bank list | EUR |
| Europe | |||
| 🇧🇬 Bulgaria | 50-75% | see full bank list | EUR |
| 🇨🇿 Czechia | <50% | see full bank list | EUR |
| 🇩🇰 Denmark | >99% | csv download | DKK |
| 🇭🇺 Hungary | <50% | see full bank list | EUR |
| 🇳🇴 Norway | >99% | csv download | NOK |
| 🇵🇱 Poland | >95% | csv download | PLN, EUR |
| 🇷🇴 Romania | <50% | see full bank list | EUR |
| 🇸🇪 Sweden | >99% | csv download | SEK |
| 🇬🇧 United Kingdom | >99% | csv download | GBP |
| North America | |||
| 🇺🇸 United States | – | in development | USD |
| Oceania | |||
| 🇦🇺 Australia | >99% | all banks available via PayTo | AUD |
| South America | |||
| 🇧🇷 Brazil | >99% | all banks available via PIX | BRL |
Payment Processing Time
Volt initiates payments as instant whenever possible
Volt instructs payments as instant whenever possible. However, ultimately the banks might not support instant payments or choose to use a different payment scheme than requested. As a result, not all payments Volt initiates are instant.
Payment schemes vary in processing times. The table below shows the expected time for a payment to be authorised and settled in the beneficiary’s bank account. For non-instant schemes, the indicated days refer to working days (Instant: No). In other words, if you initiate a payment on Thursday and it takes 2 days, you can expect it to arrive on Monday.
The ‘maximum’ represents the cutoff time at which Volt considers a payment as failed if it hasn’t been received.
| Payment scheme | Location | Currency | Instant | Expected | Maximum |
|---|---|---|---|---|---|
| BACS | 🇬🇧 UK | GBP | No | 3 days | 5 days |
| CHAPS | 🇬🇧 UK | GBP | No | Same day | 3 days |
| ELIXIR | 🇵🇱 Poland | PLN | No | 1 – 2 days | 2 days |
| Faster Payments Scheme (FPS) | 🇬🇧 UK | GBP | Yes | Same day | 1 day |
| NICS | 🇳🇴 Norway | NOK | No | 1 day | 1 day |
| PayTo | 🇦🇺 Australia | AUD | Yes | Within seconds | Same day |
| Pix | 🇧🇷 Brazil | BRL | Yes | Within seconds | Same day |
| RIX | 🇸🇪 Sweden | SEK | No | 1 day | 1 day |
| SEPA Credit Transfer (SCT) | SEPA | EUR | No | Next day | 8 days |
| SEPA Instant (SCT Inst) | SEPA | EUR | Yes | Within seconds | 1 day |
| SWIFT | Worldwide | any | No | 1 – 3 days | 8 days |
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