What the shopper sees

This is an example of a payment made under a PayTo agreement in Australia, based on the Westpac online banking.  Other banks may be formatted differently but will generally contain the same information. 

For this bank, it shows:-

  • The amount (as a debit in this case)
  • Dates (but no times)
  • Payment details including the unique reference and the extended description
  • Merchant name (here “Megatix Australia Pty Ltd”)
  • Payer (shopper) details including name and bank account details
  • Internal references for the bank

Find out more about bank references