Bank coverage
Full bank list
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List for each country
Highlighted: Volt’s recommended countries for starting with Pay by Bank.
* requires a local bank account to receive funds/settlements
Payment Processing Time
Volt initiates payments as instant whenever possible
Volt instructs payments as instant whenever possible. However, ultimately the banks might not support instant payments or choose to use a different payment scheme than requested. As a result, not all payments Volt initiates are instant.
Payment schemes vary in processing times. The table below shows the expected time for a payment to be authorised and settled in the beneficiary’s bank account. For non-instant schemes, the indicated days refer to working days (Instant: No). In other words, if you initiate a payment on Thursday and it takes 2 days, you can expect it to arrive on Monday. The ‘maximum’ represents the cutoff time at which Volt considers a payment as failed if it hasn’t been received.
| Payment scheme | Location | Currency | Instant | Expected | Maximum |
|---|---|---|---|---|---|
| BACS | 🇬🇧 UK | GBP | No | 3 days | 5 days |
| CHAPS | 🇬🇧 UK | GBP | No | Same day | 3 days |
| ELIXIR | 🇵🇱 Poland | PLN | No | 1 – 2 days | 2 days |
| Faster Payments Scheme (FPS) | 🇬🇧 UK | GBP | Yes | Within 2 hours | 1 day |
| NICS | 🇳🇴 Norway | NOK | No | 1 day | 1 day |
| PayTo | 🇦🇺 Australia | AUD | Yes | Within seconds | Same day |
| Pix | 🇧🇷 Brazil | BRL | Yes | Within seconds | Same day |
| RIX | 🇸🇪 Sweden | SEK | No | 1 day | 1 day |
| SEPA Credit Transfer (SCT) | SEPA | EUR | No | Next day | 8 days |
| SEPA Instant (SCT Inst) | SEPA | EUR | Yes | Within seconds | 1 day |
| SWIFT | Worldwide | any | No | 1 – 3 days | 8 days |
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