Overview
Recurring payments with standing authorisation via Volt's Mandate Management API
Available Markets
Mandates are currently available in Australia (PayTo). Support for UK cVRP is coming soon.
The Mandate Management API lets you set up a standing authorisation — a mandate — that allows you to debit a payer repeatedly without requiring them to re-authorise each payment.
What is a mandate?
A mandate is a payer's standing authorisation for a partner to initiate debits on their behalf. Once established, the mandate can be used to trigger recurring payments — subscriptions, instalment plans, or any other regular charge — without redirecting the payer each time.
PayTo (Australia)
In Australia, mandates are powered by PayTo — the real-time payment mandate framework built on the New Payments Platform (NPP). PayTo mandates are:
- Real-time — authorisation and payment settlement happen within seconds.
- Bank-authorised — the payer approves the mandate directly in their banking app.
- Amendable — mandate details and limits can be updated after setup, with or without payer re-approval depending on the change.
Key capabilities
| Capability | Description |
|---|---|
| Setup | Payer authorises the mandate via Volt Checkout or your own UI |
| Recurring payments | Initiate debits against an active mandate via POST /mandates/{id}/payments |
| Amendments | Update mandate details and limits on an active mandate |
| Suspend / Release | Pause and resume an active mandate without cancelling it |
| Cancel | Permanently terminate a mandate |
Next steps
- — step-by-step setup, payment initiation, and lifecycle management
- — how to change mandate details after setup
- — full endpoint reference
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