When a payer selects Pix at checkout on a desktop or laptop, a QR code is displayed on the screen. The payer will scan this code using their smartphone and the transaction details will appear on their banking app, ready for confirmation.

If the payer is shopping using their phone, they can use a Pix code instead of a QR code, which can be simply copied and pasted into their banking app.  

Once the payer has confirmed the transaction, the funds will be settled to Volt’s account. There’s a 20-minute timeframe for transactions to complete, though 95% take less than 10 minutes.

Every transaction has a unique ID, making reconciliation easy.